Last updated: August 28, 2026
Please read this page carefully. It applies to everything published on this website, including articles, guides, calculators, and any communication we have with you before a formal engagement.
All content on this website — pages, guides, worked examples, and interactive calculators — is provided for general educational purposes. It explains how published federal and Utah rules generally work; it is not investment advice, tax advice, legal advice, or a recommendation to buy, sell, or hold any security, or to move, keep, convert, or distribute any retirement account.
Using this website, running a calculator, submitting a form, or attending a no-cost consultation does not create an advisory, fiduciary, attorney-client, or accountant-client relationship. Decisions about your retirement accounts should be made with the help of qualified tax, legal, and financial professionals who know your complete situation.
Our calculators run entirely in your browser using published figures — federal tax brackets from IRS Rev. Proc. 2025-32, Utah’s 4.45% flat income tax for 2026, and related IRS, DOL, and CMS rules — each tool lists its sources. They simplify by design: they do not model credits, phase-outs, every penalty exception, or your complete tax picture, and their outputs are estimates, not quotes or guarantees.
Tax figures change every year. We review the constants each January, but always verify current figures with the IRS, the Utah State Tax Commission, or your tax professional before acting.
Investing involves risk, including possible loss of principal. Nothing on this site guarantees any investment return, tax outcome, or financial result. Illustrations that assume a growth rate are exactly that — illustrations with a user-chosen assumption.
We link to government databases and name local employers for context. We are independent: we are not affiliated with, endorsed by, or speaking for any employer, plan sponsor, custodian, or government agency mentioned on this site.
If anything here is unclear, contact us at contact@401krolloverlogan.com or 435-291-5444.